CoLiving Invest
Where Capital Meets Community

Housing Built
for the Way
People Actually Live

We develop purpose-built coliving communities in high-demand secondary markets — delivering essential housing with institutional-grade discipline.

Investor Inquiry Developer & Wholesaler Partnerships
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600K+
Units short — national housing deficit
$180B+
Est. addressable coliving market by 2030
30%+
Of renters rent-burdened nationwide
2×
Coliving occupancy vs. traditional multifamily
The Housing Gap

A Structural Shortage
Meets a Modern Solution

America's housing crisis is not temporary — it is structural. Decades of underbuilding, zoning constraints, and rising construction costs have created a persistent shortfall of attainable housing, particularly for the workforce. Coliving closes that gap: purpose-built, high-density, flexibly priced rooms that meet residents where they are.

We are not retrofitting old apartments. We design and build communities from the ground up, optimized for the coliving model — maximizing rentable rooms, minimizing operating friction, and creating environments people genuinely want to live in.

Rent-to-Income Burden by Housing Type — Illustrative
Market Rate 1BR
82%
Studio
68%
CoLiving Room
38%
Secondary Mkts
29%
Illustrative ratios. Market conditions vary.
4–6 rooms
Per purpose-built unit
40%
Below market rate to tenants
How We Build

Our Investment Model

Every project is designed from the ground up for coliving — not converted. We control cost, quality, and timeline by partnering closely with local developers and sourcing land directly from our wholesale network.

01 — Sourcing
Direct Land Acquisition
We source off-market land through our developer and wholesaler network. Our buy box targets parcels with direct road frontage, municipal utilities, 2,500+ SF buildable area, and no HOA — all under $200K land cost in secondary markets.
02 — Development
Ground-Up Custom Build
Purpose-built from day one. Each property is designed to maximize room count, optimize shared amenity flow, and minimize maintenance overhead. We target 4–8 rooms per structure with lean construction at disciplined cost-per-square-foot benchmarks.
03 — Operations
Platform-Enabled Management
We leverage established coliving platforms including PadSplit to accelerate lease-up, reduce vacancy, and access a qualified tenant pool. Technology-driven operations keep overhead lean while maintaining high occupancy from day one.
04 — Markets
Secondary Market Focus
We target high-growth secondary cities where land costs are favorable, housing demand is underserved, and workforce populations are expanding. Lower entry costs enable stronger project economics without sacrificing demand fundamentals.
05 — Capital
Partnership-Driven Capital Stack
We work with aligned capital partners — individuals and family offices — seeking residential real estate exposure with differentiated characteristics. Inquire directly to learn about capital partnership opportunities.
06 — Exit
Multiple Exit Pathways
Each project is underwritten with multiple exit scenarios — hold and refinance for long-term cash flow, or sell to a coliving-focused institutional buyer. We are building a portfolio designed for scale and optionality.
The Thesis

Why Coliving.
Why Now.

Structural Housing Undersupply
Decades of underbuilding have created a deficit of 4–7 million units. New supply cannot keep pace with demand, particularly at attainable price points.
Shifting Renter Demographics
Remote work, delayed homeownership, and rising mobility have expanded the pool of renters who value flexibility and community over traditional lease structures.
Superior Unit Economics
Coliving generates more rent per square foot than traditional multifamily. Four rooms generating individual rents consistently outperform a single unit at market rate.
Resilient Through Cycles
Attainable housing demand strengthens during economic stress. Coliving's lower price point relative to market alternatives provides natural defensiveness.
3–5×
Rent-per-square-foot premium of coliving over traditional single-family rental, in comparable markets
90%+
Average occupancy rates on PadSplit-listed coliving properties in target markets
$0
HOA. Hard requirement in our buy box. Zero overhead drag from association fees or restrictions.
Where We Build

Secondary Markets.
Primary Opportunity.

We focus on high-growth secondary cities where land is attainable, workforce housing demand is acute, and coliving is underrepresented. These markets offer employment, population growth, and transit access — without the entry cost premium of gateway cities.

Houston
TX — Active Pipeline
4th largest U.S. city, vast workforce
Energy & healthcare employment base
Strong PadSplit platform demand
No state income tax
Jacksonville
FL — Active Pipeline
Growing workforce population
Favorable land cost basis
Strong coliving platform demand
No state income tax
Charlotte
NC — Target Market
Finance & tech employment growth
One of fastest-growing U.S. metros
High renter-to-owner ratio
Attainable land in inner suburbs
Expanding
Nationwide — Evaluating
Secondary markets with workforce demand
Land under $200K with clear title
Co-occupancy zoning permissive
Submit a market or parcel below
The People

Led by Operators,
Built for Investors

Our founding team combines deep experience in private credit, structured finance, and ground-up real estate development. We underwrite with rigor, build with discipline, and operate with transparency.

KB
Karan Bhatia
Co-Founder & Managing Principal
Karan brings over two decades of experience spanning private credit, structured lending, and real estate investment. As founder of multiple lending and investment entities, he has underwritten and managed capital across complex deal structures — with deep expertise in credit analysis, deal origination, and portfolio management.

His real estate focus centers on ground-up development in high-growth secondary markets, where disciplined underwriting and operational precision create durable value. He applies an institutional framework to every project: from buy-box discipline and land sourcing to pro forma modeling and capital structuring.
Private Credit Real Estate Development Structured Finance Capital Markets
C
Clara Arroyave
Co-Founder & Operating Principal
Clara brings hands-on expertise in residential real estate operations, coliving strategy, and community development. Her background spans property acquisition, tenant platform management, and the operational frameworks that drive consistent occupancy and resident satisfaction in purpose-built housing.

She leads market sourcing, developer relationships, and operational buildout — ensuring every project performs from lease-up through stabilization. Her ground-level knowledge of coliving platforms and secondary market dynamics is a core competitive advantage for the portfolio.
Coliving Operations Market Sourcing PadSplit / Platforms Developer Relations
Partnership Flow

From Inquiry to Close

Step 01
Initial Inquiry
Submit your inquiry through our contact form. Tell us whether you're a capital partner, land holder, or developer. We review all submissions personally.
Step 02
Introductory Call
We schedule a direct conversation to understand your goals, review your land or capital profile, and share an overview of our current pipeline and criteria.
Step 03
Due Diligence
For land partners, we evaluate the parcel against our buy box criteria. For capital partners, we share project-specific information under appropriate documentation.
Step 04
Partnership Execution
Aligned partners move to formal agreements. We move quickly and decisively — our sourcing advantage depends on speed and clarity of intent.
Capital Partners

Invest in the
Future of Housing

We work with accredited investors and family offices seeking real estate exposure in an underserved, high-demand sector. Our projects are underwritten conservatively, built with precision, and managed for consistent performance.

◆Purpose-built ground-up development — not conversions or renovations
◆Secondary market focus with attainable land cost basis
◆Platform-driven lease-up through established coliving networks
◆Experienced principals with private credit and development backgrounds
◆Quarterly reporting and full project-level transparency
Submit Investor Inquiry →
This website does not constitute an offer to sell or a solicitation of an offer to buy any security. Investment opportunities are available only to qualified investors pursuant to applicable law and under separate definitive documentation.
Developers & Wholesalers

We Buy Land.
We Move Fast.

We are active buyers of land and improved parcels that fit our development criteria. If you're a wholesaler, developer, or landowner with a property that fits, we want to hear from you. We underwrite quickly and can transact with certainty.

◆Direct road frontage required — no flag lots
◆Municipal water and sewer — no septic or well
◆2,500+ SF buildable area with 4+ off-street parking
◆No HOA — hard requirement, no exceptions
◆Land cost under $200K in secondary markets
◆Co-occupancy or rooming house zoning preferred
Submit a Property →
We evaluate all submissions promptly. Preferred markets include Houston TX, Jacksonville FL, and Charlotte NC — but we review opportunities nationwide.
Get In Touch

Let's Start a
Conversation

Whether you're exploring a capital partnership or have a property that fits our criteria, we respond to every inquiry personally. No auto-replies. No gatekeeping.

Website
colivinginvest.com
Markets
Houston · Jacksonville · Charlotte
Strategy
Ground-Up Purpose-Built Coliving
By submitting this form you consent to being contacted by our team. We do not share your information with third parties. This inquiry does not constitute investment advice or an offer of securities.